Care & Feeding - Insuring a DeLorean
There are several sources of insurance available for the
DeLorean. Many insurance problems arise from the insurance
agents not being sufficiently informed to enable them to write
a policy.
Some of the early development work on the car was actually
funded by the Allstate insurance company as a safety vehicle,
and although the car lacks some of the safety features which
are being so heavily marketed today (like airbags), the vehicle
itself seems to have a very good safety record. Some thought
has been put into the safety aspects of the car which includes
engineered crumple zones to absorb impact energy.
I currently have my daily-driver DeLorean insured through
State Farm along with my other vehicles and policies. My policy
with them might include information you may find helpful in
approaching an agent which may be unfamiliar with the car.
My current insurance rate with State Farm is about $350 every
6 months (which is less than what I pay for my 95 Jeep Cherokee).
Another source of insurance for DeLoreans that may not see daily
use is collector car insurance available from several outfits
including Hagerty Classic Auto Insurance.